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Privacy Policy
At American Global Finance
we respect the privacy of our customers and are committed to protecting your
privacy while visiting our website. Please take a moment to read over our
Privacy Policy so that you can better understand what type of information we
collect and how we use this information to process requests. In order to serve
our customers, it is a must that we make use of modern technology and customer
information.
Your Expectation of
Privacy
American Global Finance knows that you count on us to provide
preventive measures to protect customer information. We have implemented
Policies and Procedures to prevent improper usage of confidential customer
information.
Information that American Global Finance retains and
collects is used for the purpose of administering financial services and to
provide the customer with additional products or services. Employee access to
customer information is limited to authorized American Global Finance employees
whom know the sensitivity of customer information. Employees are educated on the
importance of confidentiality and customer privacy. Failure to do so will result
in disciplinary action or termination in appropriate cases.
Collection of Personally Identifiable Information
Personally identifiable information includes, but is not
limited to, first and last name, physical address, postal code, email address,
business and home phone numbers, social security number, date of birth, income
and other financial information that may identify you as a specific individual.
We safeguard the information you provide to us. Below are ways in which
we use and protect information received on our
Website:
Applications: When you apply online for products and
services, you provide personal information that is necessary for us to process
your application. The transmission of this information from you to us or from us
to you is secured via SSL Technology (Secure Socket Layer). This technology
encrypts (or scrambles) your personal information during transmission so it's
virtually impossible for anyone other than American Global Finance to read it.
Email: We
retain the content of your email, your email address, and our response so that
we can efficiently reply to your concerns, process your loan application and in
order to comply with federal and provincial record retention requirements. If we
think a particular American Global Finance product or service, or a product or
service offered by one of our affiliates, might appeal to you, we may
occasionally contact you at your email address to inform you of its
availability. If you prefer not to receive promotional emails, please contact us
either by email or at the toll free telephone number listed under the Contact Us
link.
Collection of General Information
Some areas of our website require information, such as your
email address, to access the status of your application or to perform certain
tasks. In these circumstances, we collect your information for the purpose of
being able to interact or reply to you. If you are merely browsing our website
anonymously then personal information, such as your email address, is not
collected.
When and How Your Information is Shared
Upon submitting a loan application, the information you
provided is emailed and processed by American Global Finance employees. American Global Finance employees may also
disclose portions of your information to our authorized agents to obtain the
following services on your behalf:
Loan underwriting
Credit report
Title search
Mortgage insurance
Appraisal
Settlement
As part of the processing and underwriting of your loan
file, we may be required to contact certain third parties, such as employers or
financial institutions, to verify the information you provided in your
application. We will not divulge this information to external parties unless we
have informed you, been authorized by you, or are required to do so by law.
Keeping Information Accurate
If you ever
notice that your information is not complete, accurate or current, please
contact us either by email or by calling the telephone number provided
under the Contact Us link to let us know. We will correct the information as
quickly as possible. If we report any inaccurate information about your
account(s) to a consumer reporting agency, please notify us in writing of the
inaccuracy. Your written notice describing the specific inaccuracy(ies) should
be sent to: American Global Finance, 133 N Altadena Drive Suite 304, Pasadena, CA 91107.
Continual Updates
In an effort to enhance our site and the products and services that
are offered to you, we may amend this policy, and any of the procedures
described herein, at any time without prior notice.
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